According to the Guangdong Provincial Department of Housing and Urban Rural Development on the 26th, Guangdong Province has recently vigorously promoted the introduction of housing provident fund policies and measures, and many cities have actively adjusted and increased the amount of housing provident fund loans. In the past month, eight cities including Shenzhen, Huizhou, Zhongshan, Jiangmen, Yangjiang, Zhaoqing, Qingyuan, and Yunfu have issued new policy measures. The reporter learned that the optimized and adjusted housing provident fund policy has increased support for families with multiple children, purchasing green buildings or prefabricated residential buildings, relaxed the application conditions for commercial personal housing loans to be converted into housing provident fund personal housing loans (hereinafter referred to as "commercial to public"), fully played the role of housing provident fund in supporting housing consumption, and reduced the burden on depositors to purchase houses. Among them, the revised and released "Shenzhen Housing Provident Fund Management Measures" have expanded their coverage. This method specifies that self-employed individuals, freelancers, and other flexible employees can contribute to and use housing provident fund; Employees can voluntarily increase their personal contribution ratio based on their actual situation, up to a maximum of 12%, on the basis of the housing provident fund contribution ratio set by the unit. Huizhou relaxes the application conditions for "business to public" transfer, reducing the pressure on depositors to repay loans. Multiple cities have increased their support and loan quotas. The maximum amount of personal housing loans for first-time homebuyers in Huizhou has been adjusted to 900000 yuan (RMB) for dual deposit employees and 500000 yuan for single employee housing provident fund; The maximum loan amount for purchasing a first home in Jiangmen has been adjusted to 800000 yuan for dual deposit employees and 400000 yuan for single employee. In addition, the newly revised policy measures in various regions present multiple policy superposition effects, which can meet various needs. If the down payment ratio for second-hand houses (frame structures) in Zhongshan is adjusted to a minimum of 20%, the maximum loan amount for purchasing newly-built green residential housing provident fund can be increased by 20%; Families with multiple children in Jiangmen can borrow up to 1.4 million yuan to purchase their first home; For those purchasing prefabricated residential buildings in Yangjiang, the maximum loan amount can be increased by an additional 20%; Families with multiple children in Huizhou can have a maximum increase of 20%, up to 1.08 million yuan. (New Society)
Edit:He Chuanning Responsible editor:Su Suiyue
Source:ChinaNews
Special statement: if the pictures and texts reproduced or quoted on this site infringe your legitimate rights and interests, please contact this site, and this site will correct and delete them in time. For copyright issues and website cooperation, please contact through outlook new era email:lwxsd@liaowanghn.com