According to the official website of the National Healthcare Security Administration, "In the past, I was most afraid of queuing up and paying for medical treatment, running back and forth. Now, after seeing a doctor, I can directly go to get my medicine." At the Second Affiliated Hospital of Guangzhou Medical University, Ms. Zhou experienced medical credit payment services. After the doctor issues the prescription, there is no need to queue up at the window to pay, nor is there a need for mobile phone operation. You can directly go to the pharmacy to pick up the medicine. The medical insurance reimbursement, personal account payment, and personal burden amount are clearly visible on the expense bill received by the insured. The insured can repay the bank within the prescribed time. In recent years, in response to the strong public feedback on pain points such as "long queues for medical treatment" and "payment turnaround", the National Healthcare Security Administration has actively promoted the development of convenient payment methods such as facial recognition payment, one code payment, mobile payment, and credit payment in various regions, replacing "more data running" with "fewer people running". In the past, people had to wait for 30-40 minutes just to queue for payment, but now in many places, payment only takes a few seconds. In 2026, the National Healthcare Security Administration will further accelerate the establishment of a convenient payment system that integrates and complements the "four payments". At present, facial recognition payment, one code payment, mobile payment, and credit payment have been implemented in 130 regions, 94 regions, 133 regions, and 54 regions across the country. More and more insured people are feeling the convenience and speed brought by this policy, which relieves the pressure on hospital windows, reduces labor costs, improves management efficiency, and financial institutions have also developed new consumption scenarios in the field of people's livelihood. What is the convenient "four payments"? Face recognition payment, which completes identity verification and fee payment through "face recognition", eliminates the troubles of medical patients, especially the elderly, forgetting to bring their medical insurance cards and inconvenient mobile phone operations. One code payment allows for medical insurance reimbursement, personal account payment, and personal burden (cash portion) payment to be completed through a single scan of the code, without the need for multiple code display operations. Mobile payment, using mobile apps, mini programs, etc., to complete the entire process of registration and payment online, without having to go back and forth to the payment window and self-service machine. Credit payment, linked to bank credit limit, the reimbursement part of medical insurance is settled in real time by the medical insurance department and medical institutions, and the personal burden part is automatically paid by the bank to the medical institution within the credit limit, achieving "hospital treatment, home settlement". (New Society)