At the beginning of the Chinese New Year, all things gather, and the war drum urges the expedition. With the completion of concrete pouring for the main body of the ship locks at the Ma Dao Hub, Qi Shi Hub, and Youth Hub of the Pinglu Canal, and the simultaneous completion and opening of the Jinhaiwan Bridge and Wanshengtang Bridge, the construction of the Pinglu Canal has entered its final sprint stage, striving towards the dream of connecting the river and the sea. Since the construction of the Pinglu Canal began, the Guangxi Branch of the National Development Bank has provided financial support for the project through the "investment loan linkage", helping to refresh the construction "progress bar" with more "gold content". As the backbone project of the Western Land Sea New Corridor, the Pinglu Canal is expected to be completed and open for navigation by 2026, opening up a convenient and economic route from Guangxi and Southwest China to ASEAN. In 2025, China Development Bank will thoroughly implement the decisions and deployments of the Party Central Committee and the State Council, based on the functional positioning of policy financial institutions, focus on their main responsibilities and businesses, actively support major strategies, key areas, and weak links, and use high-quality financial services to help consolidate and expand the momentum of economic recovery. Over the past year, China Development Bank has actively supported the construction of major infrastructure projects and strengthened its services to build a modern infrastructure system. Infrastructure is an important support for economic and social development. In 2025, China Development Bank will leverage its role as the main bank for service infrastructure construction, actively promote innovation in infrastructure investment and financing models, and provide loans of 1640 billion yuan to infrastructure in five major areas: network, industrial upgrading, urban, agricultural and rural, and national security, with major projects as the driving force, to expand effective investment in services. Smooth the 'big arteries' and help network infrastructure accelerate. Crossing mountains and rivers, crossing rivers and seas, and connecting all directions, China Development Bank supports the completion and operation of a number of key transportation infrastructure projects, such as the Shenyang Changbai Mountain high-speed railway, the Guangzhou Zhanjiang high-speed railway, and the Wuhai Maqin expressway (Huinong Shizuishan section). With the support of China Development Bank, a number of new energy infrastructure projects with green, intelligent, and integrated features, such as the Zhangzhou Nuclear Power Phase I Project and the Turpan to Zhongwei section of the West East Gas Pipeline, have been put into operation to demonstrate their "hardcore" strength. In the field of water conservancy, China Development Bank has provided financing support to accelerate the construction of major cross basin and cross regional water diversion projects, such as the South to North Water Diversion Middle Route Project to connect the Yangtze River and the North Bay Water Resources Allocation Project. Add "new momentum" to help refresh the "progress bar" of industrial upgrading infrastructure. China Development Bank actively supports the construction of new information infrastructure, promotes the deep integration of digital economy and real economy, and lays a solid foundation for promoting industrial transformation and upgrading. The pilot platform is the core hub connecting the innovation chain and the industrial chain. In Shaanxi, China Development Bank Shaanxi Branch combines the characteristics of large investment and long return cycle in the pilot platform project, and uses policy tools such as technological innovation and technological transformation refinancing to support the construction of advanced silicon optical integration technology innovation platforms, serving more innovative small and medium-sized enterprises to move from laboratories to production lines, and laying a solid foundation for the transformation of innovative achievements. Anchoring 'high quality' to assist in the refinement of urban infrastructure governance. People's cities are built by the people and serve the people. In Huangshi, Hubei, China Development Bank Hubei Branch conducted multiple on-site investigations to address the aging and damage of some water supply and drainage facilities, as well as insufficient equipment capacity. The branch supported the Urban Water Group in upgrading and renovating the water supply and drainage system and building smart water management, allowing 40000 households to bid farewell to the "water shortage". In Fuzhou, Fujian Province, in response to the pain points of previous cultural and tourism projects being difficult to sustain profits solely based on ticket revenue, the Fujian branch of China Development Bank has provided joint investment and loan support for the preservation, restoration, and upgrading of ancient houses. The research aims to solve the problem through various methods such as "restoration+protection" and "ancient houses+intangible cultural heritage", so as to promote the continuous growth of urban culture through revitalization. Building a 'new home' to help agriculture and rural infrastructure achieve prosperity. Building livable, business friendly and beautiful rural areas is a major measure to accelerate the modernization of agriculture and rural areas and solidly promote the comprehensive revitalization of rural areas. In Dongying, Shandong Province, facing the difficulty of growing crops on saline alkali land, the Shandong branch of China Development Bank has provided financial services to "break through alkali and generate gold". In 2025, a loan of 99.48 million yuan will be issued for the comprehensive utilization project of saline alkali land in Lijin County, Dongying, Shandong Province, to support the transformation of 15000 acres of saline alkali land into stable farmland. Mr. Zhang, a villager, gave a thumbs up with a smile as he talked about how this saline alkali land, which used to grow like nothing, has now transformed into a bountiful "granary". Over the past year, China Development Bank has actively carried out the "five major articles" in finance, accurately directing the "live water" of finance towards the real economy and the areas where people need it the most. Serving the real economy is the duty of finance. In 2025, China Development Bank will firmly grasp the political and people-oriented nature of financial work, conscientiously implement the work requirements of relevant departments, coordinate and promote the "five major articles" of science and technology finance, green finance, inclusive finance, pension finance, and digital finance, and use high-quality financial services to help accelerate the construction of a strong financial country. Financial 'living water' nourishes the 'seeds' of innovation. From assisting Qingdao Bay Chemical to climb to the mid to high end of the industry chain, to providing financial "fuel" for the development of Henan's "Houyi-1" commercial rocket, China Development Bank has deeply integrated financial strength into every aspect of technological innovation through full lifecycle services. In Shanghai, China Development Bank Shanghai Branch provides financing and integrated intelligence to help integrated circuit enterprises develop. In the Guangdong Hong Kong Macao Greater Bay Area, China Development Bank Guangdong Branch provides special loans to support the research and development of new energy storage technologies. In addition, China Development Bank issued a 20 billion yuan "Science and Technology Innovation Bond" to promote a virtuous cycle of "technology industry finance". The financial 'answer sheet' is written amidst the green mountains and clear waters. On the ground, there is an open water-saving theme park covering an area of 190000 square meters; Underground, it is a reclaimed water plant with a daily processing capacity of 300000 tons. This Yinchuan First Reclaimed Water Plant, which integrates sewage treatment, recycled water utilization, environmental education, and leisure, faced funding difficulties such as mismatched financing terms, insufficient credit structure, and difficult cash flow coverage in the early stages of construction. It was Guokai who provided us with timely assistance, designed financing plans in advance, planned and balanced returns, and ensured the smooth implementation of the project, "said Yang Shaoshuang, the financial director of Yinchuan First Reclaimed Water Plant. Nowadays, the project produces 50 million tons of high-quality recycled water annually, which is used for industrial, municipal, and river and lake ecological water replenishment, better safeguarding the ecological background of "Jiangnan on the Great Wall". The financial 'trickle' gathers the warm current of people's livelihood. As the main bank responsible for handling national student loans, China Development Bank adheres to the principle of "lending as much as possible and prioritizing services". By 2025, it will provide over 100 billion yuan in national student loans to 7.02 million students from economically disadvantaged families. I chose to stay on campus and work as a student aid worker at the Student Affairs Office in order to enable more students to receive the care and love of national student loans like me. Jia Jiantao, a teacher at North China University of Water Resources and Electric Power and one of the first batch of students to receive student loans from China Development Bank, said that I want to repay the country with practical actions and pass on the baton of love for student aid. Financial 'good deeds' benefit' elderly care '. Entering the "golden age", the elderly in Xingcheng Elderly Care Home in Changsha, Hunan, some practice Tai Chi, some write calligraphy, some bask in the sun and chat about daily life, feeling cared for and happy in their old age. In order to fill the gap in local inclusive elderly care institutions and nursing care beds, China Development Bank Hunan Branch, on the basis of financing support for Xingcheng Nursing Home, further provided financing support for the comprehensive elderly care capacity enhancement project in Changsha County, promoting the upgrading and transformation of 14 nursing homes and 7 community home-based elderly care service stations in the county. After the completion of the project, 2169 new elderly care beds will be added. Financial 'algorithms' empower' smart brains'. Entering the "Wukong Intelligent Computing" center in Haizhou District, Lianyungang City, the server indicator lights in the cabinet are flashing and jumping, performing billions of floating-point operations per second. China Development Bank Jiangsu Branch actively planned and formed a professional team to issue a loan of 1.002 billion yuan, helping "Wukong Intelligent Computing" accelerate its rise in the wave of digitization. At present, a large-scale and high-performance artificial intelligence computing power cluster has been built within Jiangsu Province. With the help of the "Fire Eye and Golden Eye" of "Wukong Intelligent Computing", local leading pharmaceutical companies have obtained "super assistance" and shortened the drug research and development cycle by more than 30%. Over the past year, under the guidance of the eight actions of high-quality joint construction of the "the Belt and Road", CDB has served the country's economic development and livelihood improvement. The main line of jointly building the "the Belt and Road" is connectivity. In 2025, China Development Bank will focus on key areas such as infrastructure, international industrial cooperation, economic and trade exchanges, and financial cooperation, make good use of RMB financing window, jointly build financial products and services such as the "the Belt and Road" special loan, and stabilize foreign trade quota, coordinate and support major landmark projects and "small and beautiful" livelihood projects, so that high-quality joint construction of the "the Belt and Road" can be felt. Deepen the 'hard connectivity'. On the South American continent, the construction of the ± 800 kV high-voltage direct current transmission project for the Northeast New Energy Transmission of State Grid Brazil Holding Company, supported by financing from China Development Bank, is underway. After completion, it will meet the electricity needs of about 12 million people. In the hinterland of Southeast Asia, the Laos Vientiane Saiseta Comprehensive Development Zone (Phase II) project supported by China Development Bank is accelerating its progress, attracting enterprises from China, Singapore, Thailand and other countries to invest and develop here. Optimize 'soft connectivity'. Based on the coordinated development of service regions and high-level opening up, China Development Bank strengthened coordination and linkage with local governments, and supported all regions to deeply integrate into the overall pattern of jointly building the "the Belt and Road" by relying on regional advantages and industrial foundation. At the same time, we will fully leverage the unique role of policy based finance, continuously enrich the "toolbox" of special financial service measures, host the 21st meeting of the SCO Interbank Council, the Eurasian Economic Forum Financial Branch, and promote financial cooperation to a higher level. Strengthen the 'heart connection'. Building a railway that crosses mountains is a long cherished wish of the people in Central Asia. On December 16, 2025, with the signing of a syndicated loan agreement for the China Kyrgyzstan Uzbekistan Railway Project between China Development Bank and China Kyrgyzstan Uzbekistan Railway Co., Ltd., dreams are accelerating into reality. The day before, China Development Bank completed the first disbursement of a special loan project for the development of African small and medium-sized enterprises by Egyptian banks, with an amount of 1.41 billion yuan equivalent to Chinese yuan. This has brought timely rain to more than 20000 small and medium-sized enterprises in Egypt's processing, manufacturing, and service industries, and directly created more employment opportunities for the local area. Next, the China Development Bank will conscientiously implement the decisions and deployments of the Party Central Committee and the State Council, based on its functional positioning, focus on its main responsibilities and businesses, actively support the construction of a modern industrial system, better serve the construction of a modern infrastructure system, deepen the "five major articles" of finance, help expand high-level opening up to the outside world, and use high-quality financial services to help the "15th Five Year Plan" start well and take a good step forward. (New Society)