The new loan market quoted interest rate (LPR) was released on January 20th, and the LPR for 1-year and 5-year and above terms has not been adjusted. On the same day, the People's Bank of China authorized the National Interbank Funding Center to announce that the 1-year LPR is 3%, and the LPR for 5-year and above is 3.5%. LPR is the main reference benchmark for loan interest rate pricing, which is released regularly every month. China's loan interest rates continue to remain low. Data shows that the weighted average interest rates for newly issued corporate loans and personal housing loans in December 2025 were both around 3.1%, a decrease of 2.5 and 2.6 percentage points respectively since the second half of 2018. (New Society)