Does the phrase 'low threshold, zero risk, high interest' make you tempted? watch out! These are common phrases and tricks used in illegal fundraising. Whether it is P2P project investment or illegal fundraising by elderly care institutions, we can find common characteristics: they do not have the qualifications for formal national approval, and even the projects are fake; They will publicly promote to unspecified audiences through various means, such as organizing presentations, organizing visits to projects, or low-cost tourism; They often promise "zero risk" and "guaranteed high interest" when promoting. How to enhance the awareness of preventing illegal fundraising? We need to be wary of several traps. The trap of "high interest rebate" with interest rates ranging from 10% to 12% and the ability to break even is unrealistic. Beware of illegal fundraising under the guise of P2P and other financial innovations. The trap of "family service" criminal gangs will use "family service" to get close to the elderly, including giving rice and oil, accompanying chat, first getting closer, gaining trust, and then introducing projects to lure investment. The trap of "national endorsement" involves forging red headed documents, falsely claiming to be "government supported projects", and even taking you to visit non-existent "retirement bases". You can check the qualifications of elderly care institutions at the civil affairs department. Do not believe anyone who promises "guaranteed principal and high interest". Also, don't hide anything from your children, be sure to consult with them and listen to their advice. If you encounter someone asking you to pay under the guise of "elderly care", don't hesitate to call 110 immediately or report it through the "National Illegal Fundraising Reporting Platform". (New Society)