As more and more workers are no longer restricted by registered residence and can directly participate in basic pension insurance in any employment place, many netizens are concerned: the place where social insurance is insured is different from that of registered residence, where should they retire to receive pension? Regarding this, the reporter interviewed Lin Song, Director of the Rights and Interests Record Department of the Social Security Center of Jinan City Human Resources and Social Security Bureau in Shandong Province. Q: If the insured person has worked in different provinces, they will pay pension insurance every time they change their place of employment. Where should I handle the retirement procedures when I retire? Lin Song: As early as 2010, the Ministry of Human Resources and Social Security unified the national policy on the transfer of pension insurance relationships, clarifying the relevant policies on the transfer of pension insurance relationships among employees who move across provinces and determining the place of receiving benefits. If the last insured place of the insured is different from the place of registered residence, the age of the insured at the last insured place should be determined first. If the age of the insured at that time meets the conditions (male over 50 years old, female over 40 years old), then the retirement place is the last insured place that has paid contributions for 10 years. If there is no place insured for more than 10 years, then the place of retirement is the place of registered residence. For example, if Ms. Wang is a registered residence in Guangdong Province, she has paid pension insurance premiums in Shandong Province for 11 years. Since the age of 41 in 2010, she has been insured and paid premiums in Beijing for a total of 14 years until her retirement. Therefore, because she has reached the age of 40 when she first insured in Beijing, and the last place where she paid premiums for 10 years was in Shandong Province, her retirement place is in Shandong Province. If the insured person's age at the time meets the conditions (male under 50 years old, female under 40 years old), it is necessary to determine whether they have paid for at least 10 years in the last insured place. After 10 years, the final place of insurance coverage is the place of retirement; If it is less than 10 years, the retirement location will be the previous insured location where the contributions have been made for at least 10 years; The place of retirement is the place of registered residence if the insured has not paid for 10 years. For example, Mr. Zhang is a registered residence in Guangdong Province. Since he was 49 years old, he has been insured in Beijing and paid contributions for 11 years until his retirement. Because he is under 50 years old and has paid his pension insurance premiums for 10 years in Beijing for the first time, his retirement location is Beijing. Mr. Li is also a registered residence in Guangdong Province. He has been insured and paid for 23 years in Shandong Province from the age of 25 to 48. At the age of 49, he began to participate in insurance and pay for contributions in Beijing, but his payment was interrupted halfway. When he reached the retirement age of 60, he paid for contributions in Beijing for less than 10 years. Since he has been insured in Beijing for less than 10 years and paid for contributions in Shandong Province for more than 10 years, his retirement place is Shandong Province. Mr. Liu is also a registered residence in Guangdong Province. He once worked in Hubei, Shandong, Beijing and other places, but his social security has not been paid for 10 years. Finally, he will return to registered residence Province where his household register is located to receive pension. Q: How is the first insurance coverage period calculated? Lin Song: It refers to the time when the insured person first registered for insurance in a certain place. For example, Mr. Liu registered for insurance in Jinan City in January 2012 and began paying premiums. In 2013, he also made up for the outstanding pension insurance premiums from January 2011 to December 2011. So the employee's first insurance participation in Jinan City was in January 2012, and the first payment was made in January 2011. Q: Many places have paid the fees, so is the previous payment still acceptable? Lin Song: The payment of pension insurance is calculated cumulatively and will not be suspended due to interruption or land exchange payment. The calculation of pension insurance benefits follows the principle of "longer payment, more payment". (New Society)