The State Administration for Financial Regulation recently released data on the main regulatory indicators of the banking and insurance industries in the first quarter. At the end of the first quarter, the balance of loans used by banking and financial institutions for small and micro enterprises was 74.4 trillion yuan, of which the balance of loans for inclusive small and micro enterprises with a total credit limit of 10 million yuan or less per household was 31.4 trillion yuan, a year-on-year increase of 21.1%. In the first quarter, insurance companies incurred 735.2 billion yuan in claims and payment expenses, a year-on-year increase of 47.8%, and added 20.6 billion new insurance policies, a year-on-year increase of 30.1%. The total assets of the banking and insurance industries have steadily increased. At the end of the first quarter, the total domestic and foreign currency assets of China's banking and financial institutions reached 42.9.6 trillion yuan, a year-on-year increase of 8.1%. The total assets of the insurance company were 32.9 trillion yuan, an increase of 1.4 trillion yuan from the beginning of the year, and an increase of 4.4% from the beginning of the year. The quality of credit assets of commercial banks is basically stable. At the end of the first quarter, the non-performing loan balance of commercial banks was 3.4 trillion yuan, with a non-performing loan ratio of 1.59%, basically unchanged from the previous quarter. The overall risk offsetting ability is sufficient. In the first quarter, commercial banks achieved a cumulative net profit of 672.3 billion yuan, a year-on-year increase of 0.7%. At the end of the first quarter, the balance of loan loss provisions for commercial banks was 6.9 trillion yuan, an increase of 269.8 billion yuan compared to the end of the previous quarter; The capital adequacy ratio is 15.43%. The insurance industry has sufficient and stable solvency. At the end of the first quarter, the comprehensive solvency adequacy ratio of the insurance industry was 195.6%, and the core solvency adequacy ratio was 130.3%. Among them, the comprehensive solvency adequacy ratios of property insurance companies, life insurance companies, and reinsurance companies are 234.1%, 186.2%, and 264.4%, respectively; The core solvency adequacy ratios are 206.3%, 113.5%, and 229.1%, respectively. (Lai Xin She)